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<calculator>
  <vos>
    <loanRepayments>
      <InterestRate default="0.00" />
    </loanRepayments>
    <common>
      <Footer type="cdata"><![CDATA[Note: The results from this calculator should be used as an indication only. The calculations do not take into account any product features or fees and charges, e.g. application fees. Results do not represent either quotes or pre-qualification for a credit product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Calculator© InfoChoice 2013.]]></Footer>
    </common>
  </vos>
  
</calculator>

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