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<calculator>
  <vos>
    <common>
      <AssumptionText type="cdata"><![CDATA[<p><b><font size="+1">Calculator Information</font></b></p><p>The Budget Planner Calculator helps you get a better understanding of your finances. Move through the planner by clicking on each of the heading tabs at the top.<br /><br />You don’t need to complete all the fields – enter information in as many fields as you need to. Once finished you can keep a permanent record by printing the summary page or print each page as you go to print your entire budget. You will also be able to save the summary report to your computer by clicking on the save icon.</p><p>The income amounts entered by the user as income details are assumed to all be net of any tax liability.</p><p>All months are assumed to be of equal length, and one year is assumed to contain exactly 12 months, 26 fortnights and 52 weeks.</p>]]></AssumptionText>
      <Footer type="cdata"><![CDATA[Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Results are based on information you have provided and do not take your personal circumstances into account.This calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product. You should consider obtaining advice from a financial services licensee before making any financial decisions. Calculator © InfoChoice 2020.]]></Footer>
    </common>
    <budgetPlanner>
      <Frequency selectedindex="2" />
      <tableView label="Yearly Breakdown" />
      <graphView label="Graph" />
      <ClientName value="" />
      <ClientLogo value="" />
      <IsLogoVisible value="" />
      <SmartPhoneGraphView label="Graph" />
      <SmartPhoneTableView label="Table" />
      <ShowWhatYouNeedToKnow value="false" />
      <ClientThumbnailLogoVisible visible="false" />
      <ClientThumbnailLogoImage Image="" />
      <UseClientBtns value="false" />
      <UseSliderHandleImage value="false" />
      <CustomCalculationEnabled value="false" />
      <ShowImageSprite value="false" />
      <ShowEmailFriend value="true" />
      <ShowPrint value="true" />
      <ShowSave value="true" />
      <SmartPhoneFirstPageHeading label="What are your loan repayment?" />
      <SmartPhoneSecondPageHeading label="What are my loan repayments?" />
      <NetSalaryAndBonuses default="0" min="0" max="10000000" step="1" />
      <InvestmentIncome default="0" min="0" max="10000000" step="1" />
      <Allowances default="0" min="0" max="10000000" step="1" />
      <OtherIncome default="0" min="0" max="10000000" step="1" />
      <RegistrationMaintenance default="0" min="0" max="10000000" step="1" />
      <Petrol default="0" min="0" max="10000000" step="1" />
      <PublicTransportTaxis default="0" min="0" max="10000000" step="1" />
      <Public default="0" min="0" max="10000000" step="1" />
      <Parking default="0" min="0" max="10000000" step="1" />
      <Other default="0" min="0" max="10000000" step="1" />
      <RatesCounsilWater default="0" min="0" max="10000000" step="1" />
      <Utilities default="0" min="0" max="10000000" step="1" />
      <TelephoneInternet default="0" min="0" max="10000000" step="1" />
      <MobilePhone default="0" min="0" max="10000000" step="1" />
      <HomeMaintenance default="0" min="0" max="10000000" step="1" />
      <FoodGroceries default="0" min="0" max="10000000" step="1" />
      <MedicalPharma default="0" min="0" max="10000000" step="1" />
      <ClothesShoes default="0" min="0" max="10000000" step="1" />
      <Education default="0" min="0" max="10000000" step="1" />
      <HouseholdPurchases default="0" min="0" max="10000000" step="1" />
      <PetfoodMaintenance default="0" min="0" max="10000000" step="1" />
      <ChildCareSchool default="0" min="0" max="10000000" step="1" />
      <OtherExpenses default="0" min="0" max="10000000" step="1" />
      <LifeIncomeContinuance default="0" min="0" max="10000000" step="1" />
      <Health default="0" min="0" max="10000000" step="1" />
      <Superannuation default="0" min="0" max="10000000" step="1" />
      <HomeAndContents default="0" min="0" max="10000000" step="1" />
      <Car default="0" min="0" max="10000000" step="1" />
      <Business default="0" min="0" max="10000000" step="1" />
      <OtherBoatCarvan default="0" min="0" max="10000000" step="1" />
      <RentMortgage default="0" min="0" max="10000000" step="1" />
      <PersonalLoanRepayments default="0" min="0" max="10000000" step="1" />
      <CreditCard1Repayments default="0" min="0" max="10000000" step="1" />
      <CreditCard2Repayments default="0" min="0" max="10000000" step="1" />
      <StoreCard1Repayments default="0" min="0" max="10000000" step="1" />
      <StoreCard2Repayments default="0" min="0" max="10000000" step="1" />
      <OtherLoanRepayments default="0" min="0" max="10000000" step="1" />
      <FeesAndDuties default="0" min="0" max="10000000" step="1" />
      <TaxOnInvestments default="0" min="0" max="10000000" step="1" />
      <TaxesOther default="0" min="0" max="10000000" step="1" />
      <Holidays default="0" min="0" max="10000000" step="1" />
      <RestaurantsOutings default="0" min="0" max="10000000" step="1" />
      <SportsHobbies default="0" min="0" max="10000000" step="1" />
      <NewsPapersMagazines default="0" min="0" max="10000000" step="1" />
      <Gifts default="0" min="0" max="10000000" step="1" />
      <Frequency selectedindex="2" />
      
      <NetSalaryAndBonusesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <InvestmentIncomeFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <AllowancesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <OtherIncomeFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <RegistrationMaintenanceFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <PetrolFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <PublicTransportTaxisFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <ParkingFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <OtherFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <RatesCounsilWaterFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <UtilitiesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <TelephoneInternetFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <MobilePhoneFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <HomeMaintenanceFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <FoodGroceriesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <MedicalPharmaFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <ClothesShoesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <EducatioFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <HouseholdPurchasesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <PetfoodMaintenanceFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <ChildCareSchoolFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <OtherExpensesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <LifeIncomeContinuanceFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <HealthFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <SuperannuationFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <HomeAndContentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <CarFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <BusinessFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <OtherBoatCarvanFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <RentMortgageFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <PersonalLoanRepaymentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <CreditCard1RepaymentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <CreditCard2RepaymentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <StoreCard1RepaymentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <StoreCard2RepaymentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <OtherLoanRepaymentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <FeesAndDutiesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <TaxOnInvestmentsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <TaxesOtherFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <HolidaysFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <RestaurantsOutingsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <SportsHobbiesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <NewsPapersMagazinesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <GiftsFrequency value="Weekly,Fortnightly,Monthly,Annually" />
      <NetSalaryAndBonusesForm label="Purchase Price ( 200K land 550K build) " />
      <InvestmentIncomeForm label="Investment income (interest, dividends, rent)" />
      <AllowancesForm label="Allowances" />
      <OtherIncomeForm label="Other income" />
      <RegistrationMaintenanceForm label="Registration / maintenance / repairs" />
      <PetrolForm label="Petrol" />
      <PublicTransportTaxisForm label="Public transport / taxis" />
      <ParkingForm label="Parking" />
      <OtherForm label="Other" />
      <RatesCounsilWaterForm label="Rates (council, water)" />
      <UtilitiesForm label="Utilities (electricity, gas etc)" />
      <TelephoneInternetForm label="Telephone / internet (rental, service, calls etc)" />
      <MobilePhoneForm label="Mobile phone" />
      <HomeMaintenanceForm label="Home maintenance" />
      <FoodGroceriesForm label="Food / groceries / household" />
      <MedicalPharmaForm label="Medical and pharmaceutical" />
      <ClothesShoesForm label="Clothes / shoes" />
      <EducatioForm label="Education" />
      <HouseholdPurchasesForm label="Household purchases (furniture etc)" />
      <PetfoodMaintenanceForm label="Pet food / maintenance" />
      <ChildCareSchoolForm label="Child care / school fees" />
      <OtherExpensesForm label="Other expenses" />
      <LifeIncomeContinuanceForm label="Life / income continuance" />
      <HealthForm label="Health" />
      <SuperannuationForm label="Superannuation" />
      <HomeAndContentsForm label="Home and contents" />
      <CarForm label="Car" />
      <BusinessForm label="Business" />
      <OtherBoatCarvanForm label="Other (boat / caravan / trailer)" />
      <RentMortgageForm label="Rent / mortgage" />
      <PersonalLoanRepaymentsForm label="Personal loan repayments" />
      <CreditCard1RepaymentseForm label="Credit card #1 repayments" />
      <CreditCard2RepaymentsForm label="Credit card #2 repayments" />
      <StoreCard1RepaymentsForm label="Store card #1 repayments" />
      <StoreCard2RepaymentsForm label="Store card #2 repayments" />
      <OtherLoanRepaymentsForm label="Other loan repayments" />
      <FeesAndDutiesForm label="Fees and duties" />
      <TaxOnInvestmentsForm label="Tax on investments" />
      <TaxesOtherForm label="Other" />
      <HolidaysForm label="Holidays" />
      <RestaurantsOutingsForm label="Restaurants, outings, takeaway" />
      <SportsHobbiesForm label="Sports / hobbies / memberships" />
      <NewsPapersMagazinesForm label="Newspapers / magazines / books / CDs" />
      <GiftsForm label="Gifts (xmas, birthdays)" />
      <BudgetPlannerPanel title="Budget Planner" />
      <TitleLabel label="" />
    </budgetPlanner>
  </vos>
</calculator>

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