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<calculator>
  <vos>
    <common>
      <ShowYield value="false" />
      <AssumptionText type="cdata"><![CDATA[<p><b><font size="+1">Calculator Information</font></b></p><p>The Term Deposit Calculator calculates the total accumulated balance and interest components in a term deposit account in respect of the parameters entered, namely initial deposit amount, interest rate (per annum) and investment term (months). The accumulated balance and interest components are provided on a monthly basis.</p><p><b><font size="+1">Calculator Assumptions</font></b></p><p><b>Length of Month</b></p><p>All months are assumed to be of equal length. In reality, some term deposit accounts may accrue on a daily basis leading to a varying number of days’ interest dependent on the number of days in the particular month.</p><p><b>Rounding of Amounts of Total Accumulation and Interest Earned</b></p><p>The amounts of total accumulation and interest earned are rounded to the nearer cent. In practice, the accuracy in these amounts is dependent on the rounding protocols used for interim amounts of interest credited to the account.</p>]]></AssumptionText>
      <Footer type="cdata"><![CDATA[
          Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Information such as interest rates quoted and default figures used in the assumptions are subject to change. This calculator does not take into account any change in the cost of living between the time of this calculator being used and the future time inputted into it. This calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product. You should consider obtaining advice from a financial services licensee before making any financial decisions.  Calculator © InfoChoice 2019.
        ]]></Footer>
    </common>
    <termDepositSimpleInterest>
      <SavingsTermList selectedindex="0" />
      <StartingDeposit type="num" default="5000" step="1000" />
      <InterestRate type="num" default="6.25" max="20" />
      <SavingsTerm type="num" default="3" min="1" max="25" />
      <SmartPhoneFirstPageHeading label="Your Savings Details" />
      <SmartPhoneSecondPageHeading label="Term Deposit" />
    </termDepositSimpleInterest>
  </vos>
  <components>
    <ShowPoweredByInfochoice value="false" />
    <ShowInfochoiceLogoOutsideIframe value="true" />
  </components>
</calculator>

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