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<calculator>
  <whereCanIBuy>
    <State index="1" />
    <FHOGAmount type="num" default="30000" min="1000" max="2000000" step="1000" />
    <Deposit type="num" max="1000000" default="100000" min="1000" step="1000" />
    <PropertyValue type="num" default="30000" min="1000" max="2000000" step="1000" />
    <FHOGEligible value="False" />
    <PropertyType value="House" />
    <FHOGAmountForm label="Loan Amount" />
    <DepositForm label="Deposit Available" />
    <PropertyValueForm label="Property Value" />
    <PropertyTypeForm label="Property Type" />
    <FHOGEligibleForm label="First Home Owners Grant" />
    <StateForm label="State" />
    <RegionForm label="Region" />
    <LoanAmountRanges value="0,1000000,2000000,5000000,2000000" />
    <LoanAmountValues value="10000,50000,200000,500000" />
    <LoanAmountInputMax value="10000000" />
  </whereCanIBuy>
  <borrowingPower>
    <RoundTo type="num" default="1000" min="100" max="1000" />
    <RoundAbove type="num" default="1000" min="100" max="10000" />
    <LoanAmount type="num" default="300000" min="0" max="10000000" step="1000" />
    <LowestLoan type="num" default="1000" min="100" />
    <InterestRate type="num" default="4.89" max="20" min="0" step="0.25" />
    <LoanTerm type="num" default="30" min="3" max="40" step="1" />
    <NoOfDependants type="num" max="10" default="0" min="0" step="10" />
    <Salary1 type="num" default="1000" min="0" max="5000000" step="100" />
    <Salary2 type="num" max="5000000" step="100" default="1000" min="0" />
    <OtherNetIncomeFreq type="list">Weekly,Fortnightly,Monthly,Annually</OtherNetIncomeFreq>
    <OtherRepaymentFreq type="list">Weekly,Fortnightly,Monthly,Annually</OtherRepaymentFreq>
    <AnnualExpensesSingle type="list" value="16460,22607,28423,34239,40056">16460,22607,28423,34239,40056</AnnualExpensesSingle>
    <AnnualExpensesJoint type="list" value="23930,29746,35562,41379,47130">23930,29746,35562,41379,47130</AnnualExpensesJoint>
    <Assumption1 type="num" default="100" max="100" min="0" step="0.25" />
    <Assumption2 type="num" default="16460.60" max="1000000" min="11400" step="1000" />
    <DependantExpense type="num" default="2880" max="1000000" min="2880" step="1" />
    <Assumption3 type="num" default="2" max="8" min="1.5" step="0.25" />
    <Assumption4 type="num" default="3" min="1.5" max="8" step="0.25" />
    <OtherNetIncome default="1000" min="0" max="5000000" step="100" />
    <OtherLoanRepayment default="0" min="0" max="10000" step="100" />
    <CreditCardLimit default="0" min="0" max="100000" step="1000" />
    <IsJointApplication value="Yes" />
    <YourIncomeFrequency value="Weekly,Fortnightly,Monthly,Annually" />
    <YourOtherExpensesFrequency value="Weekly,Fortnightly,Monthly,Annually" />
    <InterestRateForm label="Interest Rate" />
    <LoanTermForm label="Loan Period" />
    <NoOfDependantsForm label="Number of Dependents" />
    <Salary1Form label="Your Net Income" />
    <Salary2Form label="Partner's Net Income" />
    <OtherNetIncomeForm label="Other Net Income" />
    <OtherLoanRepaymentForm label="Loan Repayments" />
    <CreditCardLimitForm label="Credit Card Limit (all cards)" />
    <Assumption1Form label="Max % of Available Income" />
    <Assumption2Form label="Annual Expenses" />
    <DependantExpenseForm label="Extra Dependent Annual Expense" />
    <Assumption3Form label="Interest Rate Buffer" />
    <Assumption4Form label="Minimum Credit Card Repayment" />
    <IsJointApplicationForm label="Joint Application?" />
    <UserSalaryRangeWeekly min="0" max="10000" />
    <UserSalaryRangeFortnightly min="0" max="20000" />
    <UserSalaryRangeMonthly min="0" max="50000" />
    <UserSalaryRangeAnnually min="0" max="500000" />
    <PartnerSalaryRangeWeekly min="0" max="10000" />
    <PartnerSalaryRangeFortnightly min="0" max="20000" />
    <PartnerSalaryRangeMonthly min="0" max="50000" />
    <PartnerSalaryRangeAnnually min="0" max="500000" />
    <OtherNetIncomeRangeWeekly min="0" max="10000" />
    <OtherNetIncomeRangeFortnightly min="0" max="20000" />
    <OtherNetIncomeRangeMonthly min="0" max="50000" />
    <OtherNetIncomeRangeAnnually min="0" max="500000" />
    <IncomeStepRanges value="0,10000,30000,50000" />
    <IncomeStepValues value="100,1000,5000" />
    <IncomeInputMaxValue value="5000000" />
  </borrowingPower>
</calculator>

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