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<calculator>
  <vos>
    <common>
      <AssumptionText type="cdata"><![CDATA[<p><b><font size="+1">Calculator Information</font></b></p><p>The Budget Planner Calculator helps you get a better understanding of your finances. Move through the planner by clicking on each of the heading tabs.<br /><br />You don’t need to complete all the fields – enter information in as many fields as you need to. Once finished you can keep a permanent record by printing the summary page or print each page as you go to print your entire budget. You will also be able to save the summary report to your computer by clicking on the save icon.</p>]]></AssumptionText>
    </common>
  </vos>
  <components>
    <BudgetPlannerPanel title=" " />
    <NetSalaryAndBonusesForm label="net salary and bonuses" />
    <InvestmentIncomeForm label="investment income (interest, dividends, rent)" />
    <AllowancesForm label="allowances" />
    <OtherIncomeForm label="other income" />
    <RegistrationMaintenanceForm label="registration / maintenance / repairs" />
    <OtherOngoingForm label="other ongoing expense" />
    <PublicTransportTaxisForm label="transport" />
    <ParkingForm label="parking" />
    <OtherForm label="other" />
    <GasForm label="gas" />
    <MobilePhoneForm label="mobile phone" />
    <HomeMaintenanceForm label="oroperty maintenance/repairs" />
    <FoodGroceriesForm label="food" />
    <ElectricityForm label="electricity" />
    <ClothesShoesForm label="clothes and shoes" />
    <TransportForm label="basic education" />
    <HouseholdPurchasesForm label="household purchases (furniture etc)" />
    <PetfoodMaintenanceForm label="pet food / maintenance" />
    <OtherExpensesForm label="other expenses" />
    <LifeIncomeContinuanceForm label="life / income continuance" />
    <HealthForm label="private health insurance" />
    <SuperannuationForm label="superannuation" />
    <HomeAndContentsForm label="home and contents insurance" />
    <TaxesOtherForm label="other" />
    <SubscriptionForm label="subscription" />
    <SportsHobbiesForm label="gym/ other memberships" />
    <NewsPapersMagazinesForm label="entertainment" />
    <GiftsForm label="gifts (birthdays, religious events, charity giving)" />
    <NetSalaryAndBonusesForm label="net salary and bonuses" />
    <InvestmentIncomeForm label="investment income (interest, dividends, rent)" />
    <AllowancesForm label="allowances" />
    <OtherIncomeForm label="other income" />
    <RegistrationMaintenanceForm label="registration / maintenance / repairs" />
    <PublicTransportTaxisForm label="public transport / taxis" />
    <ParkingForm label="parking" />
    <OtherForm label="other" />
    <HouseHoldForm label="household utilities (electricity, gas, etc)" />
    <InsuranceForm label="insurance (home, car, pet, contents, health)" />
    <CommunicationForm label="phone / internet (rental service, calls etc)" />
    <UtilitiesForm label="utilities (electricity, gas etc)" />
    <ChildCareForm label="child care / school fees" />
    <MobilePhoneForm label="mobile phone" />
    <FoodGroceriesForm label="food / groceries / household" />
    <MedicalPharmaForm label="medical and pharmaceutical" />
    <ClothesShoesForm label="clothes / shoes" />
    <TransportForm label="transport (train, bus, car maintenance, fuel)" />
    <HouseholdPurchasesForm label="household purchases (furniture etc)" />
    <PetfoodMaintenanceForm label="pet food / maintenance" />
    <OtherExpensesForm label="other expenses" />
    <LifeIncomeContinuanceForm label="life / income continuance" />
    <HealthForm label="personal maintenance (health, beauty, optical, pharmaceuticals)" />
    <SuperannuationForm label="superannuation" />
    <HomeAndContentsForm label="home and contents" />
    <CarForm label="car (petrol, registration, maintenance and servicing costs)" />
    <BusinessForm label="business" />
    <OtherBoatCarvanForm label="other (boat / caravan / trailer)" />
    <RentMortgageForm label="rent / mortgage" />
    <PersonalLoanRepaymentsForm label="personal loan repayments" />
    <CreditCard1RepaymentseForm label="credit card #1 repayments" />
    <CreditCard2RepaymentsForm label="credit card #2 repayments" />
    <StoreCard1RepaymentsForm label="store card #1 repayments" />
    <StoreCard2RepaymentsForm label="store card #2 repayments" />
    <OtherLoanRepaymentsForm label="other loan repayments" />
    <FeesAndDutiesForm label="fees and duties" />
    <TaxOnInvestmentsForm label="tax on investments" />
    <TaxesOtherForm label="other" />
    <HolidaysForm label="holidays" />
    <RestaurantsOutingsForm label="restaurants, outings, takeaway" />
    <SportsHobbiesForm label="sports / hobbies / memberships" />
    <NewsPapersMagazinesForm label="entertainment (sports, hobbies, subscriptions, memberships, books, CD's, magazines)" />
  </components>
</calculator>

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