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<calculator>
  <components>
    <BalanceTransferPanel title="Credit Card Balance Transfer " />
    <TitleLabel text="my savings details" />
    <SmartPhoneFirstPageHeading label="Enter your details" />
    <SmartPhoneSecondPageHeading label="What are my savings details?" />
    <BalanceForm label="Balance" />
    <TransferPeriodForm label="Balance transfer period" />
    <InterestRateForm label="Current card interest rate" />
    <TransferRateForm label="QPCU balance transfer rate" />
    <YearsMonthsForm label="mths" />
    <CustomCalculationEnabled value="true" />
  </components>
  <vos>
    <common>
      <AssumptionText type="cdata"><![CDATA[<p><b><font size="+1">Calculator Information</font></b></p><p>
        Results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. It is recommended that you speak to a QPCU Loans Consultant for more information. The estimated saving is rounded to the nearest whole dollar and is based on a balance transfer rate that is valid for the Balance Transfer Period specified from the date your request is processed by us. It assumes no other transactions are made during the specified Balance Transfer Period. The estimated saving assumes that interest is capitalised and a minimum repayment of 2% of the outstanding balance, or $20 (whichever is greater), is paid each month.
        </p>]]></AssumptionText>
    </common>
    <BalanceTransfer>
      <Balance type="num" default="6000" max="100000" step="1000" min="0" />
      <BalanceRanges value="0,10000,30000,100000" />
      <BalanceValues value="1000" />
      <BalanceInputMax value="100000" />
      <InterestRate default="20.99" min="0" max="30" step="0.25" />
      <TransferRate default="0.00" min="0" max="30" step="0.25" />
      <TransferPeriod type="num" default="6" min="0" max="12" />
    </BalanceTransfer>
  </vos>
</calculator>

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