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<calculator>
  <vos>
    <common>
      <FormulaType value="2" />
      <ShowYield value="false" />
      <ProductFeed value="true" visible="false" />
      
      <ProductFeedURL value="https://aws-uat.infochoice.com.au/ich/handler/reportHandler?reportId=2863&amp;reportView=ProductList&amp;reportOutput=Xml&amp;skinId=1" />
      <InterestColumnHeading value="Cumulative interest" />
      <DepositedColumnHeading value="Total deposited" />
      <AssumptionText type="cdata"><![CDATA[<p><b><font size="+1">Calculator Information</font></b></p><p>The Business and SMSF Term Deposit calculator gives indicative results for the total accumulated balance and interest components in a term deposit account in respect of the parameters entered, namely initial deposit amount, interest rate (per annum) and investment term (months). The accumulated balance and interest components are provided on a monthly basis.</p><p><b><font size="+1">Calculator Assumptions</font></b></p><p><b>Length of Month</b></p><p>All months are assumed to be of equal length and is calculated by assuming 365 days in a year with 12 equal months.</p><p><b>Interest rate used for compounding frequency</b></p><p>One year is assumed to contain exactly 12 months. The calculator assumes that the interest rate to be used in the compounding case is the interest rate entered pro-rated for the relevant investment term. This assumption is used consistently in the calculation of the amount of interest, total balance, and effective annual yield. This is standard industry practice.</p>]]></AssumptionText>
      
      <Footer type="cdata"><![CDATA[Note: The results shown by the calculator are an approximate guide only. They do not represent either quotes or pre-qualifications for any product and should not be used as exact values for financial planning purposes. Before acting on any information in this calculator, please read the relevant terms and conditions and consider whether it is appropriate for your circumstances. Business and SMSF Term Deposits require a minimum opening deposit of $10,000. The interest rates that apply to Business and SMSF Term Deposits are the interest rates that are current on the date the term deposit is opened. <br> Changes in economic conditions e.g. inflation have not been taken into account. The formulae used within this calculator may change without notice.<br>Calculator © InfoChoice 2020.
            ]]></Footer>
      
    </common>
    <tableView label="Summary" />
    <termDeposit>
      <TermDepositPanel title="Business and SMSF Term Deposit" />
      <StartingDeposit type="num" default="10000" step="1000" />
      <SavingsTermList type="list" value="3 Months,4 Months,6 Months,7 Months,9 Months,11 Months,12 Months,24 Months" selectedindex="0" />
      <SavingsTerm type="num" default="3" min="1" max="360" />
    </termDeposit>
    <components>
      <SmartPhonetableView label="Summary" />
    </components>
  </vos>
</calculator>

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