uat Calculator Admin

Settings Merge Order
Global < Client < Global Calculator < Client Calculator

<calculator>
  <userTracking enabled="true" />
  
  <styleVariables>
    
    <ichBlue value="0x003366" />
    <lightYellow value="0xBF9A1D" />
    <darkYellow value="0xFFC20E" />
    
    <main value="@ichBlue" />
    <second value="@lightYellow" />
    <third value="@darkYellow" />
  </styleVariables>
  
  <styles>
    <resultsWindow background-color="@main" />
    <CalcColors chrome-color="@main" color="@white" />
    <GraphColors dataset1="@third" dataset2="@second" />
    <CalcColorsAlternate chrome-color="@second" color="@white" />
    <CalcUIColors chrome-color="@grey" background-color="@main" color="@black" panel-heading-color="#FFFFFF" dialogue-heading-color="#FFFFFF" />
    <RightBG chrome-color="@grey" background-color="@main" color="@black" />
    <CalcFormItemText casing-style="normal" />
    <Button gradient1="#A2D03E" gradient2="#86C441" border-color="#6E9D3A" />
    <CalcTitle color="@main" font-weight="bold" show-header="True" />
    <EmailInput color="@black" />
    <Accordian desktop-accordian-customizable="false" />
  </styles>
  
  <graph debug="false">
    <debug boolean="false" />
    <width value="355" />
    <height value="345" />
    <tfSize value="10" />
    <tfColor value="@white" />
    <tfBold boolean="true" />
    <bgAlpha value="0" />
    <bgAlphaAlt value="0.1" />
    <bgColorAlt value="@grey" />
    <graphBgColor value="@white" />
    <maxYroundUpTo value="50000" />
    <hoverSettings>
      <bgColor value="@main" />
    </hoverSettings>
  </graph>
  
  <vos>
    <common>
      <BorrowingPowerAssumptionsText type="cdata"><![CDATA[  <span class="ic-h3-blue">Calculator Information</span>
                        <p>
                            The Borrowing Power Calculator calculates the maximum amount of loan available based
                            on the income and expenses entered. Default values provided assist in giving an
                            estimate of the expenses and other factors which may determine the amount available
                            for a loan.</p>
                        <div class="ic-hrline">
                        </div>
                        <span class="ic-h3-blue">Calculator Assumptions</span><br />
                        <strong>Expense Details and Default Values</strong><br />
                        <br />
                        <ul>
                            <li>a) Default core expense annual allowance - borrower assumed to have core level of
                                annual expense, depending on whether single or joint and the number of dependants,
                                currently as below:
                                <div class="ic-alignC">
                                    <table width="250" border="0" cellspacing="0" cellpadding="0">
                                        <tr>
                                            <th scope="col" width="110">
                                                No. dependants
                                            </th>
                                            <th scope="col" width="70">
                                                Single:
                                            </th>
                                            <th scope="col" width="70">
                                                Joint:
                                            </th>
                                        </tr>
                                        <tr>
                                            <td>
                                                0
                                            </td>
                                            <td class="ic-units">
                                                $16,920.80
                                            </td>
                                            <td class="ic-units">
                                                $24,599.64
                                            </td>
                                        </tr>
                                        <tr>
                                            <td>
                                                1
                                            </td>
                                            <td class="ic-units">
                                                $23,339.32
                                            </td>
                                            <td class="ic-units">
                                                $30,578.08
                                            </td>
                                        </tr>
                                        <tr>
                                            <td>
                                                2
                                            </td>
                                            <td class="ic-units">
                                                $29,218.28
                                            </td>
                                            <td class="ic-units">
                                                $36,557.04
                                            </td>
                                        </tr>
                                        <tr>
                                            <td>
                                                3
                                            </td>
                                            <td class="ic-units">
                                                $35,196.72
                                            </td>
                                            <td class="ic-units">
                                                $42,535.48
                                            </td>
                                        </tr>
                                        <tr>
                                            <td>
                                                4
                                            </td>
                                            <td class="ic-units">
                                                $41,175.68
                                            </td>
                                            <td class="ic-units">
                                                $48,448.40
                                            </td>
                                        </tr>
                                    </table>
                                </div>
                            </li>
                            <li>b) The cost of living expenses are sourced from the Melbourne Institute's <i>Poverty
                                Lines: Australia</i> publication that is updated on a quarterly basis. This calculator
                                takes into account the current cost of living, but does not take into account any
                                expected future changes in the cost of living.</li>
                            <li>c) Default extra core expenses for more than 4 dependants - currently set at $2,880.</li>
                            <li>d) Maximum percentage of income available - percentage of income available for paying
                                expenses and servicing proposed borrowing, default currently set at 100%.</li>
                            <li>e) Minimum Credit Card Repayment - percentage used to calculate minimum repayment
                                on credit card, default currently set at 3%</li>
                        </ul>
                        <br />
                        <strong>Loan Details</strong><br />
                        <p>
                            a) Interest rate increase allowance buffer - calculator has capability to assume
                            a higher interest rate than rate entered by user when determining maximum amount
                            that can be borrowed. This allows for affordability of possible rate increases under
                            the loan. Current version of the calculator uses an interest rate buffer of 1.5%.</p>
                        <p>
                            b) Rounding rules for amount of loan - the calculator has the ability to round the
                            maximum loan amount. The default is usually the current setting of the lower $1,000.
                            Note that the amount of loan is calculated using the interest rate entered, plus
                            any interest rate buffer, and then the resulting loan amount is rounded as required.</p>
                        <p>
                            c) Interest rate for loan repayment - monthly repayment is calculated in respect
                            of the rounded loan amount and using interest rate entered, not including any interest
                            rate buffer.</p>
                        <strong>Length of Month</strong>
                        <p>
                            All months are assumed to be of equal length. In reality, many loans accrue on a
                            daily basis leading to a varying number of days' interest dependent on the number
                            of days in the particular month.</p>
                        <strong>Number of Weeks &amp; Fortnights in a Year</strong>
                        <p>
                            One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly
                            assumes that a year has 364 days rather than the actual 365 or 366.</p>
                        <strong>Rounding of Amount of Each Repayment</strong>
                        <p>
                            In practice, repayments are rounded to at least the nearer cent. However the calculator
                            uses the unrounded repayment to derive the amount of interest payable at points
                            along the graph and in total over the full term of the loan. This assumption allows
                            for a smooth graph and equal repayment amounts.</p>
                        <br />]]></BorrowingPowerAssumptionsText>
      <FormulaType value="1" />
      <StartDate type="date" />
      <EndDate type="date" />
      <EmailAddress type="string" value="calculator-support@infochoice.com.au" />
      <HeaderLogoUrl type="string" value="http://www.infochoice.com.au" />
      <Debug type="boolean" value="false" />
      <ShowHeader type="boolean" height="70" value="false" />
      <ShowFooter type="boolean" height="100" value="false" />
      <ShowEmailInstitution type="boolean" value="false" />
      <ShowEmailFriend type="boolean" value="true" />
      <ShowPrint type="boolean" value="true" />
      <ShowSave type="boolean" value="true" />
      <InterestColumnHeading value="Interest" />
      <DepositedColumnHeading value="Deposited" />
      <Footer type="cdata"><![CDATA[Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.Results are based on information you have provided and do not take your personal circumstances into account.This calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product. You should consider obtaining advice from a financial services licensee before making any financial decisions. Calculator © InfoChoice 2024.]]></Footer>
      
      <AssumptionText type="cdata"><![CDATA[<b>InfoChoice (c) 2024</b>]]></AssumptionText>
      
      <FooterWidth type="num" default="595" />
      <FooterHeight type="num" default="90" />
      <SaveTemplate type="cdata"><![CDATA[
{% block hr %}<hr/>{% endblock %}
{% block resultsCell %}<p><b>{{ name }}</b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;{{ value }}</p>{% endblock %}
{% block resultsHeadingCell %}<p><b><u>{{ name }}</u></b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;{{ value }}</p><br/>{% endblock %}
<html>
  <body>
    <h1>{{ name }}</h1>
    {% for r in results %}
        {{ r }}
    {% endfor %}
  </body>
</html>
]]></SaveTemplate>
      
      <EmailTemplate type="cdata" />
      
      <PrintTemplate type="cdata" />
      <ShowGeneralLivingExpense value="false" />
      <ShowProductFeed value="false" />
      <ProductFeed value="false" visible="true" />
    </common>
  </vos>
  <components>
    <ShowPoweredByInfochoice value="true" />
    <ShowStateChangesUnderProgress value="false" />
    <ShowSave value="true" />
  </components>
</calculator>

Global Calculator Settings

Calculator	Calculator ID
Home Loan Repayments	b9d47181-d8f1-46b4-bed8-e0cec1946c77	Edit
Borrowing Power	68204038-8f9d-47e7-b986-c2bbf5a00b98	Edit
Extra Repayment	59b5b184-2b6e-43f6-ac20-8c9974705d32	Edit
Loan Comparison	b68a8185-8f20-4433-8af1-d79620e977c8	Edit
Principle & Interest	fd16effd-ff8e-4f91-9743-d6d7e9060ac3	Edit
Stamp Duty	edc16223-6f4e-4adb-8174-35f518e62b57	Edit
Lump Sum Repayment	b5c83c8c-da8f-40df-be7f-b7438bd5d196	Edit
Split Loan	c5823a35-9b9a-44ff-b1fc-0ee05b504fdf	Edit
Savings	548647a9-331f-4218-bba5-b3cb05d74f2f	Edit
Term Deposit	15258ce2-39cb-4c99-a141-598ea3e704b8	Edit
Income Tax	3425f34a-fdd1-46f0-9d9b-0c6f4d87298c	Edit
Credit Card Repayment	56ea75d8-9f8d-4657-84fa-f8ba6089f4fa	Edit
Budget Planner	bb5e9cd6-660e-465e-908b-3d33c9e31cce	Edit
Where Can I Buy	71f2649a-1213-421e-9aa9-07bf30e11390	Edit
Refinance	0e43755d-ee78-4264-9933-3c2436c5fcba	Edit
Mortgage Offset	96930153-c32b-434e-ab9c-ce25d56d6d12	Edit

uat Calculator Admin

Global Settings > Clients

Global Calculator Settings